Terms & Conditions

Welcome to Sidewall Financial Services. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing our website or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Sidewall Financial Services's website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms, you must not use our services.

2. Services Description

Sidewall Financial Services provides home loan facilitation services, including:

  • Loan application processing and submission
  • Documentation assistance and verification
  • Lender matching and comparison services
  • Loan consultation and advisory services
  • Application status tracking

We act as an intermediary between borrowers and lenders. We do not directly provide loans or make lending decisions.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a resident of India
  • Have the legal capacity to enter into contracts
  • Provide accurate and complete information
  • Comply with all applicable laws and regulations

4. User Responsibilities

You agree to:

  • Provide accurate, current, and complete information
  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorized use
  • Use our services only for lawful purposes
  • Not provide false or misleading information
  • Not use our services to commit fraud or illegal activities

5. Loan Application Process

When you submit a loan application through our platform:

  • We will review and process your application
  • Your application will be shared with potential lenders
  • Lenders will evaluate your application based on their criteria
  • Loan approval is at the sole discretion of the lender
  • We do not guarantee loan approval or specific interest rates

6. Fees and Charges

Our fee structure is as follows:

  • Application processing: Free for eligible applicants
  • Consultation fees: As disclosed at the time of service
  • Lender fees: Determined by the respective lender
  • All fees will be clearly communicated before you commit

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Sidewall Financial Services or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

8. Limitation of Liability

Sidewall Financial Services shall not be liable for:

  • Any loan rejection by lenders
  • Interest rates or terms offered by lenders
  • Delays in loan processing beyond our control
  • Loss of data or technical issues
  • Indirect, incidental, or consequential damages

Our total liability shall not exceed the fees paid by you for our services.

9. Indemnification

You agree to indemnify and hold Sidewall Financial Services harmless from any claims, damages, losses, or expenses arising from:

  • Your use of our services
  • Violation of these Terms
  • Provision of false or inaccurate information
  • Any breach of applicable laws

10. Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

11. Termination

We reserve the right to:

  • Terminate or suspend your access to our services at any time
  • Refuse service to anyone for any reason
  • Modify or discontinue our services without notice

12. Dispute Resolution

Any disputes arising from these Terms shall be resolved through:

  • Good faith negotiations
  • Mediation, if required
  • Arbitration in Bangalore, Karnataka, India
  • Jurisdiction: Courts in Bangalore, Karnataka

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the modified Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

15. Contact Information

For questions about these Terms, please contact us:

  • Email: legal@sidewallfincorp.in
  • Phone: 8926257074
  • Address: 123 Financial District, Bangalore, Karnataka - 560001

Last Updated: December 2024